Your family gathered, read, guess? Then click the title, comment, bless.

They said don't spend it all in me,

But this one's for the family,

A one to call your own you got

And settled on somewhere more hot

And in the sun, but here not yours, bemoan

You act as if you own.

'I wouldn't like to be settled on somewhere more hot.'
'Well, it depends what it's more hot than.'
'I'd burn my toes.'
'What if it's more hot than an ice-cream?'
'I'd freeze my little toes!'

Riddle Answer A Place

Riddle Explanation
don't spend it all I'm me - don't spend it all in one place.

a one to call your own - a place to call one's own.

in the sun - a place in the sun.

you act as if you own - as if you own the place.